Posts in Home Buying Tips

What Is A USDA Home Loan

What Is A USDA Home Loan?

July 17, 2019

In 1949, Congress signed a new housing act into law. In an attempt to aid struggling farmers and other impoverished rural people, a program was created whereby rural people (particularly farmers and their tenants) could borrow the money needed to improve their farms, purchase new land and equipment, and enjoy a decent standard of living. The housing act of 1949...
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Get The Facts About VA Construction Loans

Get The Facts About VA Construction Loans

July 15, 2019

If you are a veteran or active duty service member, you are almost certainly familiar with the VA loan entitlement program. Under this program, the government will cover 25% of any loan taken out by an eligible person. As you might imagine, this program is most often used for buying a home. Many veterans have found these sorts of loans...
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What Is a Home Equity Line of Credit

What Is a Home Equity Line of Credit?

July 12, 2019

The world has an unpleasant tendency to be expensive. Without much effort on our part, it often seems that money just flies away no matter how hard we try to hold it. Why does this happen? Because life is composed of problems, and money is required to solve many of those problems. In this article, we will cover a risky...
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The Disadvantages of Renting a Home

The Disadvantages of Renting a Home

July 8, 2019

For those who can afford to make a choice, there is a serious debate to be had about the benefits of homeownership. On the one hand, you gain a greater degree of independence and freedom from monthly rent payments. On the other hand, there are still costs and rules associated with home ownership. For those of you who might be...
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Should You Buy First or Buy Last in a New Home Community

Should You Buy First or Buy Last in a New Home Community?

June 28, 2019

We have already discussed some of the more common issues that face home buyers in the current market. In this article, we will delve into a slightly more advanced topic. If you have been reading our articles diligently and following their advice, you should have no problem understanding this one.  Today, we are going to address the crucial issue of...
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Why You Need Title Insurance for Your New Home

Why You Need Title Insurance for Your New Home

June 26, 2019

Let’s begin with a little story, which takes place in Fairfax, Virginia. In the early 2000s’, this county was a hot spot for home builders, mostly because the city government was looking to expand the town. As such, they weren’t particularly diligent about enforcing the various building codes.  Years later, when they actually did begin to enforce these codes, it was...
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How Long Does it Take to Build a House

How Long Does it Take to Build a House?

June 24, 2019

Building a house is perhaps one of the most important milestones of your life. Whether this is your first time dealing with this process or not, this is an event that will affect your life for quite a few years to come. As such, it is not a process that should be rushed.  Of course, you probably don’t want to...
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How to Get a Mortgage

How to Get a Mortgage

June 19, 2019

There are many reasons that a person might need a mortgage loan (commonly called a mortgage for short). We could literally spend all day listing these reasons, but most of them come down to one basic theme: You use your property as collateral to secure a loan so that you can buy things that would otherwise be too expensive.  In this article,...
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How Much Square Footage Fits Your Family

How Much Square Footage Fits Your Family?

June 17, 2019

For you to be considering a question like this, one of two things must have happened. Either you have accumulated a number of possessions that exceed a manageable level, or your family has outgrown your home. It is always a joy to hear the sound of little feet running and echoing through the halls of your home. Often, it can...
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Understanding Construction Loans

Understanding Construction Loans

June 12, 2019

What Is A Construction Loan And How Does It Work? A construction loan is pretty self-explanatory. As the name implies, it is a loan that is taken for the purpose of building a home. These loans are most often obtained from banks and other financial institutions. There are relatively few of us that can actually afford to pay the cost...
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