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What is PITI

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What is PITI?

What Does PITI Mean? PITI is an acronym that stands for “Principal, Interest, Taxes, and Insurance.” As you might already guess, PITI is related to home loans in a major way. These four letters stand for the four things that comprise most mortgage payments. Therefore, we will break this acronym down into four sections so…

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What Is A USDA Home Loan?

In 1949, Congress signed a new housing act into law. In an attempt to aid struggling farmers and other impoverished rural people, a program was created whereby rural people (particularly farmers and their tenants) could borrow the money needed to improve their farms, purchase new land and equipment, and enjoy a decent standard of living.…

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What Is a Home Equity Line of Credit?

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What Is a Home Equity Line of Credit?

The world has an unpleasant tendency to be expensive. Without much effort on our part, it often seems that money just flies away no matter how hard we try to hold it. Why does this happen? Because life is composed of problems, and money is required to solve many of those problems. In this article,…

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The Disadvantages of Renting a Home

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The Disadvantages of Renting a Home

For those who can afford to make a choice, there is a serious debate to be had about the benefits of homeownership. On the one hand, you gain a greater degree of independence and freedom from monthly rent payments. On the other hand, there are still costs and rules associated with home ownership. For those…